Student Financial Services Update: Health Insurance Waiver


All students enrolled in seven or more semester hours are required to have accident and health insurance coverage. Though the accident portion is mandatory and may not be waived, the health portion may be waived. Students must be enrolled in seven or more semester hours in order to waive the insurance. Due to the pandemic, LMU will allow students who wish to opt out of the required Aetna health coverage to do so for the 2020-2021 academic year without showing proof of other coverage. Those opting out who do not wish to show proof of coverage must write “not applicable” in the policy information fields.

To waive health insurance, go to

  • Find your school by typing LMU (Loyola Marymount University/Loyola Law School);
  • Click on “Enroll/Waive”;
  • Log in with the student ID number and birthdate;
  • Click on “Waive Insurance Plan” and follow the appropriate steps;
  • Check "I agree";
  • There is no need to upload an ID card. Please answer the two questions accordingly;
  • Under "Policy Information" please enter "N/A" for all fields, (000)000-0000 for the phone number, and your birthdate under policy holder birthdate;
  • Click continue, review the information, then click submit.

Have questions? Don’t know where to start? Check out our virtual Help Desk during each fair and we’ll get your questions answered! Current LMU students and staff will be on-hand at the Help Desk to assist you with whatever you may need.


All international students in F-1 visa status who are in the U.S. must maintain health insurance, either by purchasing the Aetna plan or obtaining their own insurance that meets or exceeds the coverage in the Aetna plan.

Intercollegiate Student Athletes must maintain health insurance for purposes of training and competing on an athletic team, either by purchasing the Aetna plan or obtaining coverage that matches or exceeds the Aetna coverage.

(Health Insurance Waivers must be completed every year. All waivers must be submitted through the AETNA portal. Students who do not complete a waiver prior to the deadline, Oct. 2, 2020, will automatically be enrolled and charged the premium amount).