Group Health Care
All full-time faculty and full-time, regular staff members are eligible to participate. Eligibility commences on the first of the month following the faculty/staff member's employment date.
The LMU benefits program allows its faculty and staff members to select his/her own personalized package by choosing from a variety of benefits. As part of its benefit offering, the University pays a portion of the cost of a faculty/staff member's health care plan.
Medical
The University offers a choice of three medical plans, consisting of one indemnity (PPO) plan and two health maintenance organization (HMO) plans. The PPO plan reimburses a percentage of covered charges after the deductible is satisfied. Both HMO plans offer comprehensive coverage by designated providers. Participants electing single, dual or family coverage will pay a percentage of the monthly premium designated for each of four salary tiers.
Dental and Vision
The University offers a choice of dental plans, either indemnity (PPO) or a pre-paid plan similar to a health maintenance organization. The PPO plan reimburses a percentage of covered charges after the deductible is satisfied. The pre-paid plan provides comprehensive dental care through designated providers. The vision plan also provides comprehensive opthalmic care and materials through a provider network. The University will pay the full cost of single coverage and a portion of dependent coverage in the PPO plan and will pay the full cost of all coverage categories in the pre-paid plan.
Click here for a Comparison of Benefits.
Effective January 1, 2011 through December 31, 2011. Contribution rates are evaluated annually and subject to change, from time to time, at the sole discretion of the university.
Note: This summary is to be used for discussion purposes only. The Summary Plan Descriptions available from Human Resources contain detailed descriptions of the benefits. The Plan Document, on file in Human Resources, is controlling for the adjustment and settlement of disputed claims.